NPCI Certified
AePS – Aadhaar Enabled Payment System
Biometric Banking for Every Indian
Enable cash withdrawals, balance enquiries, mini statements and fund transfers using Aadhaar authentication. Zero ATM card needed — just a fingerprint. Join India's largest AePS agent network and earn on every transaction.
Service Highlights
5L+
Active AePS Agents
99.9%
Transaction Success Rate
24/7
Service Availability
₹0
Setup Cost
RBI Authorised · NPCI Certified · 256-bit Encrypted
Process
How It Works — 4 Simple Steps
Register as AePS Agent
Complete your KYC and submit your business details online. Approval within 24 hours.
Get Your Biometric Device
Receive a STQC-certified biometric fingerprint scanner. Plug-and-play, no technical skills required.
Fund Your Wallet
Add funds to your RizeXPay wallet via NEFT/IMPS. Your working capital is ready to deploy.
Start Serving Customers
Process cash withdrawals, balance checks and mini statements. Earn commission instantly.
Why Choose This Service
Key Benefits for RizeXPay AePS Banking Agents
Biometric Authentication
Zero card dependency — Aadhaar fingerprint is the only credential needed. Safe and fraud-resistant.
All Major Banks Supported
Compatible with all 50+ NPCI-linked banks including SBI, PNB, BOB, Canara and regional rural banks.
Competitive Commission
Earn per-transaction commissions on withdrawals, balance checks and mini statements — paid instantly.
Real-Time Settlement
Funds settle in real time. No overnight batches, no waiting — your earnings are always current.
Bank-Grade Security
End-to-end encrypted with NPCI's security framework. Every transaction is auditable and reversible.
24/7 Dedicated Support
Dedicated helpdesk for AePS agents. Transaction disputes resolved within 4 business hours.
FAQ
Frequently Asked Questions
Everything you need to know about our AePS Banking service.
AePS (Aadhaar Enabled Payment System) is an NPCI-powered payment system that lets customers withdraw cash, check balance, and get mini statements using only their Aadhaar number and biometric fingerprint — no bank card or PIN needed.
RizeXPay AePS supports all 50+ banks connected to the NPCI AePS network including SBI, Bank of Baroda, PNB, Canara Bank, Union Bank, and all regional rural banks (RRBs) that accept Aadhaar-based transactions.
Commission rates vary by transaction type. Cash withdrawal earns ₹4–₹15 per transaction depending on volume. Balance enquiry and mini statement also earn fixed commissions. High-volume agents qualify for tiered bonus incentives.
You need a STQC-certified biometric fingerprint scanner (Mantra, Morpho, Startek). RizeXPay provides device guidance and compatible drivers. Cost ranges from ₹1,500–₹3,000 for a certified device.
Yes. AePS transactions are protected by NPCI's multi-layer security. Customer biometrics are never stored locally. All transactions generate an audit trail and customers receive SMS confirmation instantly.
Failed transactions are auto-reversed within 2 business hours per NPCI mandate. If cash was dispensed but transaction shows failed, contact our 24/7 support. We maintain a zero-tolerance policy on unresolved disputes.
Start Today
Start Offering AePS Banking Services Today
Join 5 Lakh+ RizeXPay agents across India earning daily commissions while serving their community's financial needs.