IMPS · NEFT · 200+ Banks
DMT – Domestic Money Transfer
Send Money to Any Bank in India Instantly
Enable instant IMPS/NEFT transfers to 200+ banks from a single platform. Serve migrant workers, daily wage earners and rural families. No sender bank account required — cash-in, bank credit model. Earn commission on every remittance.
Service Highlights
200+
Banks Supported
60s
Avg Credit Time
365
Days a Year
₹0
Sender Account Required
RBI Authorised · NPCI Certified · 256-bit Encrypted
Process
How It Works — 4 Simple Steps
Register Sender (KYC)
One-time Aadhaar/mobile OTP verification for the sender. Required per RBI KYC mandate.
Add Beneficiary Account
Enter recipient's bank account number and IFSC. Verified instantly via penny-drop check.
Customer Pays Cash
Customer hands over cash at your counter. Funds are debited from your RizeXPay wallet.
Instant Bank Credit
Amount credited to beneficiary via IMPS within 60 seconds. Both parties receive SMS receipt.
Why Choose This Service
Key Benefits for RizeXPay Money Transfer Agents
Cash-to-Bank Model
No sender bank account needed. Customers pay cash at your outlet; funds transfer directly to any bank account.
60-Second Transfers
IMPS infrastructure guarantees sub-60-second credit to recipient accounts, 24×7×365.
200+ Bank Coverage
All major scheduled banks, cooperative banks and payment banks supported via NPCI network.
High-Margin Commission
Earn ₹8–₹20 per transaction. High-volume agents get additional monthly incentives.
RBI Compliant KYC
Full compliance with RBI PPI/remittance guidelines. Sender KYC stored securely per regulatory standards.
Instant SMS + Receipt
Every transfer generates a UTR number, SMS alert, and printable receipt for agent and sender.
FAQ
Frequently Asked Questions
Everything you need to know about our Money Transfer service.
DMT is a cash-to-bank remittance service that lets customers walk into a RizeXPay agent outlet, hand over cash, and send money instantly to any bank account in India — no sender bank account required.
Per RBI guidelines, a single transaction limit is ₹5,000 for non-KYC senders (₹25,000/month). For full KYC-verified senders, the limit is ₹25,000 per transaction (₹1 lakh/month).
IMPS transfers credit within 60 seconds to most banks. NEFT transfers follow RBI half-hourly settlement batches. Over 95% of RizeXPay DMT transactions complete in under 2 minutes.
RizeXPay DMT supports 200+ banks including SBI, HDFC, ICICI, Axis, PNB, BOB, Kotak, Union Bank, IndusInd, and all NPCI-member cooperative and rural banks across India.
First-time sender registration requires Aadhaar number and mobile OTP verification. A one-time biometric or document check is done per RBI's simplified KYC norms for small-value remittances.
Agents earn per-transaction commission ranging from ₹8 to ₹20 based on transfer amount and volume tier. Commissions are credited to your RizeXPay wallet within 24 hours of successful transaction.
Start Today
Start Offering Money Transfer Services Today
Join 5 Lakh+ RizeXPay agents across India earning daily commissions while serving their community's financial needs.